Powersports
Your Next ATV, Side-by-Side, Camper, or RV - Financed from $89 Biweekly
Tulu helps Albertans get approved for powersports and recreational vehicles, regardless of credit history. We work with 15+ lenders to find payments that actually fit your life. Apply in 2 minutes with no impact to your score.
From $89 biweekly OAC. Rates vary by credit profile, term, and lender.
Get APPROVED for Your Next Adventure!
No hard credit pull · No obligation · Real numbers
Canadians Approved
Lender Partners
Average Decision
Years Serving Alberta
Most Powersports Buyers Are Surprised How Manageable It Gets
The sticker price can feel like a wall. Break it into biweekly payments that come out with your pay, and the math changes completely.
Payment Estimator - Select a Vehicle Type
Biweekly Payment
$89
Recommended - matches your paycheque
Monthly Payment
$178
Per month
Typical Price Range
$8,000 – $18,000
New or used
“The weekend starts with a key turn.”
OAC. Figures are illustrative estimates based on ~$20/mo per $1,000 financed at mid-range rates over 60–84 months. Actual payments vary by credit profile, term, lender, and down payment.
| Vehicle Type | Biweekly (est.) | Monthly (est.) |
|---|---|---|
| ATV / Quad | From $89biweekly | From $178/mo |
| Side-by-Side / UTV | From $159biweekly | From $318/mo |
| Camper / Travel Trailer | From $189biweekly | From $378/mo |
| Toy Hauler | From $249biweekly | From $498/mo |
| RV / Motorhome | From $389biweekly | From $778/mo |
| Snowmobile | From $99biweekly | From $198/mo |
OAC · Rates vary by credit profile, term, and lender. Figures are illustrative estimates only.
Whatever Gets You Out There - We Can Finance It
From single-rider quads to full family toy haulers, Tulu works with lenders across Alberta who specialize in recreational financing. Dealer purchase, private sale, or not sure yet - we'll find your approval and your payment.
ATV / QUAD
“The weekend starts with a key turn.”
Finance new or used ATVs - Honda, Yamaha, Can-Am, Polaris. All credit.
From $89 biweekly OAC.
RV / MOTORHOME
“The trip of a lifetime - for a monthly car payment.”
Class A to Class C, terms up to 20 years.
From $389 biweekly OAC.
Side-by-Side / UTV
“Room for the crew. Budget for the payments.”
UTVs are the fastest-growing segment in Canadian powersports. Carry your family, gear, and dog.
From $159 biweekly OAC
Camper / Travel Trailer
“Your home base, wherever the road takes you.”
Stop paying for hotels. Finance a camper and own every trip. Private sale or dealer.
From $189 biweekly OAC
Toy Hauler
“Bring everything. Finance it once.”
Roll accessories, gear storage, and the vehicle into one payment. Families love this.
From $249 biweekly OAC
Snowmobile
“Own the winter. Every weekend.”
Ski-Doo, Polaris, Arctic Cat, Yamaha - new or used, dealer or private sale.
From $99 biweekly OAC
Not Sure Yet? Get Approved First. Then Shop with Confidence.
Don't know exactly what you want? Get pre-approved and know your number before you ever step onto a lot. Then we help you find it - dealer, private sale, or through our concierge network.
We Specialize in the Situations Banks Refuse
Two of our most common approvals are the exact situations traditional lenders are worst at. We've built our process around them.
For Self-Employed Canadians
Banks see irregular income. We see a business owner who deserves to ride.
Your NOA says one thing. Your deposits say another.
→ We know how to present this to lenders correctly.
Inconsistent monthly income? We work with averages and gross revenue.
→ We build the file that gets you approved.
Sole proprietor, incorporated, or contractor - all welcome.
→ We’ve helped hundreds of business owners get on the trail.
For Newcomers to Canada
No Canadian credit history? That's exactly who we help.
Just arrived? Most lenders won’t touch you. We will.
→ We have lenders built for newcomers with no Canadian credit file.
PR, work permit, student visa - we work with all statuses.
→ Your immigration status is not a barrier here.
A work permit, employment letter, and 3 months of bank statements is often enough.
→ We’ll tell you exactly what you need.
Real Approvals. Real Machines.
2023 Can-Am Defender XT
“I was denied at two dealerships because of a consumer proposal from 4 years ago. Tulu got me approved in 18 hours. I’m riding a Can-Am Defender and paying less than I expected.”
- Mike T., Spruce Grove
Keystone Fuzion Toy Hauler
“Self-employed contractor, inconsistent income. The bank laughed at me. Tulu knew exactly what documents to use and got our family into a toy hauler with a payment we could manage.”
- Dan & Sarah K., St. Albert
2024 Polaris Sportsman 570
“Moved here from the Philippines two years ago. No Canadian credit at all. Tulu walked me through exactly what I needed and I’m on a Polaris Sportsman 570. Unbelievable service.”
- Arjun M., Edmonton
How It Works — 3 Steps to Approved
01
Apply in 2 Minutes
Fill out our short form — no hard credit pull, no obligation. Tell us what you’re after and your situation.
02
We Match & Source
Your dedicated advisor reviews your file, matches you with the right lenders, and if needed, sources the vehicle from our dealer network.
03
Get Approved & Ride
Once approved, we handle the paperwork. You show up, sign, and ride away. Your advisor stays with you for the next one too.
This Isn't Your Last Machine. We'll Be Here for the Next One Too.
Every Tulu customer gets an advisor who stays with them - not just for this purchase, but for the next one. As your credit improves and your situation changes, we'll proactively reach out when you qualify for better rates, bigger approvals, or the upgrade you've been thinking about.
We don't close files. We open relationships.
Riding Buddy Referral - $200 Cash
Send a friend our way and we’ll drop $200 in your account when they get approved. Powersports communities are tight-knit. Ask your advisor for details.
The Upgrade Path
Start with what fits your budget today. When you’re ready to upgrade - bigger machine, second unit, or a trailer to haul it all - your Tulu advisor is already in your corner.
The 90-Day Check-In
At 90 days, your credit score is already improving. We’ll reach out to talk about adding to the garage, or getting you into a better rate.
Your Advisor, Not a Call Centre
You’ll have a real person’s name and number. Not a ticket system. Not a chatbot. A human who knows your file.
The Questions Everyone Asks Before They Apply
Absolutely. We specialize in challenged credit situations — consumer proposals, bankruptcy, collections, missed payments. We have lender relationships specifically built for credit rebuilding. Many of our clients were told ‘no’ multiple times before finding us.
Biweekly payments align with most paycheque schedules and result in 26 payments per year instead of 12 monthly ones — meaning you pay down your loan faster and pay less interest overall. Most of our clients prefer biweekly.
Yes. We finance both dealer purchases and private sales. Whether you’ve found the perfect used ATV on Kijiji or a side-by-side at a dealership, we can arrange the financing.
In many cases, yes. Accessories, extended warranties, and add-ons can often be rolled into the loan. Ask your Tulu advisor about what’s possible for your specific approval.
Yes. We work with lenders who have dedicated newcomer programs. Your employment letter, income proof, and international credit history (where applicable) can all be used. We’ve approved clients within weeks of arriving in Canada.
Dealership finance desks work for the dealership, not you. They’re incentivized to sell you their inventory at their rates. Tulu works exclusively on your behalf — we advocate across 15+ lenders to find the best rate and terms for your situation.
The Trail Isn't Getting Any Shorter.
Stop Waiting and See Your Number.
Every summer that passes without the machine you want is another season on the sideline. The buyers who applied last year are already on their second unit. It takes 2 minutes. No credit hit. No obligation. Your biweekly payment could be less than you've been assuming.
No hard credit pull · A Tulu advisor will contact you within hours
Show Me My Payment Options - Free & No Obligation
No hard credit pull · A Tulu advisor will contact you within hours